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No Simple Retirement Investment Solutions, but…

January 14th, 2009

If you lack the time or the expertise to allocate and track your retirement savings yourself, sink your nest egg into a target-date retirement fund.

Question: Since I’m getting closer and closer to being able to retire, I’ve moved my much of my money into the target-date retirement fund offered in my company’s 401(k). Do you think these funds are good investments right now? –Jack Herrington

Answer: I’ve long considered target-date retirement funds an excellent way for people who don’t want to spend the time and effort to choose and monitor their own investments - or who lack the expertise to do so - to have a coherent investment strategy that can see them to and through retirement. Read more…

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